Permanent Residence

Permanent Residence Requirements Clearly Explained [Licensed Immigration Specialist]

A licensed immigration specialist explains each requirement for a permanent residence application — length of stay, income, tax payments, pension, health insurance, and conduct — based on the official guidelines of the Immigration Services Agency of Japan. Includes shorter-route options by visa type.

Obtaining permanent residence (status of residence "Permanent Resident") removes restrictions on your length of stay and significantly expands your options for work and daily life. However, the review is strict and requires satisfying multiple conditions simultaneously. This article organizes each requirement in plain terms based on the official guidelines of the Immigration Services Agency of Japan.

Arch Immigration Law Office has supported numerous permanent residence applications. Many cases where applicants believed they met the requirements but were still rejected involved overlooked conditions related to tax payments, pension, or days outside Japan. Use this article to understand the full picture before you begin preparing.

The Three Pillars of Permanent Residence Review

The Immigration Services Agency's "Guidelines on Permanent Residence Permission (revised February 24, 2026)" identifies three main pillars for the review.

RequirementOverview
Good ConductNo fines or imprisonment; living in compliance with Japanese laws
Financial IndependenceSufficient assets or income to maintain a stable life independently
National Interest ConformityLength of stay, tax payments, pension, health insurance, longest permitted period of stay, etc.

Failing to meet even one of these three pillars significantly raises the risk of rejection.

Spouses or children of Japanese nationals, permanent residents, or special permanent residents may be exempt from the Good Conduct and Financial Independence requirements. However, the National Interest Conformity requirement (length of stay, tax payments, pension, etc.) still applies and will be reviewed.

Requirement ①: Good Conduct

You must be living in compliance with Japanese law and in a manner that does not attract social disapproval.

Specifically, the following are verified:

  • No criminal penalties such as fines or imprisonment
  • No serious traffic violations (e.g., drunk driving, injury accidents)
  • Multiple minor traffic violations can affect the review
  • Proper fulfillment of all notification obligations under the Immigration Control Act
As a general tendency, up to four traffic violations in the past five years and up to two in the most recent two years are not considered major issues — but individual circumstances affect the judgment. If you have violations, carefully consider the timing of your application.

Requirement ②: Financial Independence

You must have the assets or income to sustain a stable life in Japan independently.

As a practical benchmark, a household income of at least 3 million yen per year for each of the past five years is generally expected. However, this is not an officially stated threshold — the judgment varies based on household composition, number of dependents, and cost of living.

Since household income including a spouse (such as a Japanese national) is taken into account, cases where the applicant's own income falls short may still be approved if the household as a whole has stable income.

In recent reviews, using savings to compensate for insufficient income has become harder to accept. It is important to understand that what immigration values is a person who can consistently earn income and continue paying taxes.

Requirement ③: National Interest Conformity (Length of Stay and Public Obligations)

This requirement consists of several components. The following are particularly important:

Length of Stay

In principle, you must have continuously resided in Japan for 10 or more years, with at least 5 of those years under a work or residence visa.

The word "continuously" is key. Being outside Japan for more than 100 days in a single year, or for more than 3 months in a single trip, risks breaking the continuity of your stay.

Tax Payments, Pension, and Health Insurance

Proper fulfillment of public obligations is one of the most strictly reviewed items in the permanent residence process.

  • Resident tax: paid on time for each of the past 5 years
  • Pension: properly paid for the most recent 2 years (National Pension or Employees' Pension Insurance)
  • Health insurance: properly paid for the most recent 2 years
Even minor delays or missed payments for taxes, pension, or health insurance can affect the review. If pension payments are overdue, the general practice is to clear the arrears and then accumulate 2 years of payment history before applying.

Holding the Longest Permitted Period of Stay

You must currently hold the longest permitted period of stay for your visa category — in most cases, this is "5 years."

As a transitional measure, a 3-year period of stay will also be treated as the longest permitted period until March 31, 2027.

Fulfilling Notification Obligations

You must also have properly filed notifications for changes of address, employer changes, and similar updates as required.

Shorter-Route Options by Visa Type

Depending on your visa status, it may be possible to apply for permanent residence after less than the standard 10-year period.

CaseRequired Length of Stay
Standard (work visa, etc.)10 or more continuous years (at least 5 on a work or residence visa)
Spouse of Japanese national or permanent residentSubstantive marriage of 3+ years, plus 1+ year of continuous residence in Japan
Long-term resident (teijusha)5 or more continuous years in Japan
Highly Skilled Professional (70+ points)3 or more years in Japan
Highly Skilled Professional (80+ points)1 or more year in Japan
Recognized contribution to Japan (social, economic, cultural, etc.)5 or more years in Japan
Regardless of which route you use, the other requirements — conduct, income, tax payments, pension, and health insurance — are still reviewed in full. The shorter route applies only to the length-of-stay requirement.

Pay Attention to the Period of Stay at the Time of Application

When applying for permanent residence, the period of stay on your current visa must be at its maximum (generally 5 years). Even if your stay period has enough time remaining after a recent renewal, applying while holding a shorter period of stay may mean you do not meet this requirement.

A revenue stamp fee of 10,000 yen is required upon approval (as revised from April 1, 2025).

Frequently Asked Questions

Q. How long does a permanent residence review take?

A. Processing times for permanent residence applications have been increasing due to the growing number of applications. It currently takes approximately 9 to 12 months from submission to a decision in many cases — significantly longer than the roughly 4-month guideline that was once published by the Ministry of Justice. You may continue residing in Japan under your current visa status while the review is in progress.

Q. I had a slight delay in paying resident tax in the past. Can I still apply for permanent residence?

A. Even minor delays can affect the review. The judgment depends on how many times, how long, and how much was delayed, so there is no blanket assurance that "it will be fine." If there have been delays, it is important to ensure your current payment status is in order and then consult a specialist about the right timing to apply.

Q. If I am married to a Japanese national, can I apply for permanent residence right away?

A. For spouses of Japanese nationals, the marriage must have had genuine substance for at least 3 years, and you must have continuously resided in Japan for at least 1 year. You cannot apply immediately after marriage. Documents proving the continuity of the substantive marriage — such as photos, evidence of cohabitation, and shared household finances — are also required.

Q. I have changed jobs multiple times. Does this affect a permanent residence application?

A. Changing jobs is not itself a direct reason for rejection, but it can affect the review in terms of income stability, consistency with your visa status, and the explanation of your work history. If you changed jobs recently or have done so many times, it is important to attach documents carefully explaining the progression of your income and your future outlook.

Q. I travel overseas frequently for work. Does this affect the "continuous stay" requirement for my length of stay?

A. If you are outside Japan for more than 100 days in a single year, or for more than 3 months in a single trip, there is a risk that the continuity of your stay will be considered interrupted. If you travel frequently, review your departure records and determine in advance whether your continuity has been maintained. Consult a specialist if you have any concerns.

Summary

The permanent residence review assesses the three pillars of "conduct," "income," and "length of stay and public obligations" comprehensively. Falling short on any one of them can lead to rejection, so confirming all requirements before applying is essential.

In particular, your tax payment, pension, and health insurance history directly affects the review result — every payment you make (or miss) counts. If you are considering a permanent residence application, we recommend getting your public obligations in order as early as possible.

If you have concerns about how to prepare or when to apply, please consult a licensed immigration specialist.

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問い合わせる

This article is based on the Immigration Services Agency of Japan's "Guidelines on Permanent Residence Permission (revised February 24, 2026)" and related official information. Requirements are subject to revision. Always verify the latest information on the Immigration Services Agency's official website.

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